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Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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Pay Off Your Mortgage Faster
You can save thousands of dollars and years off your mortgage with a few easy steps. - INCREASE THE FREQUENCY OF YOUR PAYMENTS. By simply switching from monthly payments to weekly, or bi-weekly, you...
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Down Payment Options
Purchasing a home is a big financial commitment. In addition to moving costs and closing costs, most home purchases require a down payment of at least 5% of the purchase price. This is the amount...
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