MORTGAGES BY CATHY - Your online source for Canada best mortgage rates

Cathy McMurrich || March 22, 2019

Anatomy of mortgage changes

There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...

Cathy McMurrich || March 15, 2019

The Canadian economy and the housing market

We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...

Cathy McMurrich || February 13, 2019

Pay Off Your Mortgage Faster

You can save thousands of dollars and years off your mortgage with a few easy steps. - INCREASE THE FREQUENCY OF YOUR PAYMENTS. By simply switching from monthly payments to weekly, or bi-weekly, you...

Cathy McMurrich || February 06, 2019

Down Payment Options

Purchasing a home is a big financial commitment. In addition to moving costs and closing costs, most home purchases require a down payment of at least 5% of the purchase price. This is the amount...